Last Updated on August 28, 2023 by Sravan
Mr. Kishore threw a Lavish party for their colleagues on his promotion occasion and spent money with his newly applied HDFC Credit Card. He and his colleagues enjoyed the party well. Not only that Mr.Kishore swiped his new Credit card for pumping Diesel and also for the purchase of Household groceries as well.
His credit card due date is the 6th of every month. As the due date is nearing, he wants to clear the Outstanding balance on his credit card to maintain his credit score healthy.
Let’s see How to pay HDFC credit card payment through the HDFC Mobile banking app.
Firstly, open the “HDFC Mobile banking app” on your Mobile.
Now, Login into the app using the User name, Password (or) using your Fingerprint (or) using HDFC PIN number.
After logging in, your HDFC Dashboard will look like this. Now, Tap on the “Menu” section which appears on the top left.
Now you can see multiple options. Now tap on the “Pay” button to make HDFC credit card payment
After you tapped on it, a drop-down menu will be opened. From those options, you select the 3rd option of “Cards”
Now, you can see your HDFC registered card details like HDFC issued Card type, Credit Card number, Outstanding balance, etc.,
Now tap on a small arrow button on the right side of the outstanding amount. Now the payment option will be enabled.
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Here, you can see the Outstanding balance on your HDFC Credit card, Remaining Credit available, and Unbilled amounts can also be checked.
Also, under the Credit card bill section, you can also see the “Minimum Due” amount on your HDFC Credit card, and also “Due date” of the Credit card appears here.
Now, to pay your HDFC Credit card bill, just tap on the “Pay” button
Now you will get 3 options.
1. Minimum amount – It is the amount of interest you are required to pay on your HDFC credit card for this month. By paying this amount, your overall outstanding amount will never be reduced since it is just an interest portion.
2. Total amount – It is the Total amount that is pending on your HDFC credit card.
3. Other – If you want to pay other than the Minimum amount or Total amount, then, you should select this option.
Now select any one of the above-mentioned options and enter the amount you want to pay on your HDFC Credit card.
After the amount is entered, tap on the “Continue” button.
Now to make your HDFC Credit card payment, your HDFC Savings account will be selected by default. So, ensure that your HDFC Savings account has sufficient balance to clear your HDFC Credit card due.
Now tap on the “Confirm” button.
Later on, you will get a confirmation message that ” You have successfully paid your Credit Card Bill” along with the reference number.
I hope you understood the “How to pay HDFC Credit card bill through the HDFC Mobile banking app” concept.
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Author is a Qualified CMA with rich industry experience for more than 6 years. He is an All India Ranker (AIR-101) in CMA and also a Semi-Qualified Chartered Accountant having a quite good experience in teaching the subjects of Accounting and Costing to the commerce aspirants.