Swift Code Bank of India

Swift Code Bank of India [Full Details]

Swift Code Bank of India

SWIFT is one the fastest and most secure modes of transmission of financial messages between Banks and Institutions.

Banks provides this service to their customers for the transfer of foreign currency funds to anywhere in the world for all eligible outward remittances and also direct all the eligible Foreign Currency Inward remittance to customers’ account in the shortest possible time. This is also the cheapest mode of fund transfer.

In this article, We are going to discuss about SWIFT code, Purpos, Features, Format, and a Full list of Bank of India (BOI) Swift Codes.

Let’s get started with Swift code BOI Bank..!!

1. What is the Full form of SWIFT?

The Full form of SWIFT is the Society for Worldwide Interbank Financial Telecommunication Code.

2. What is SWIFT code in India?

SWIFT code, also known as a Bank Identifier Code (BIC) used for International funds transfers.

It is a standard format code that uniquely identifies a particular bank worldwide. SWIFT codes are essential for secure and efficient cross-border transactions.

Whenever you make International transfers from India, you will be asked for a Swift Code and Bank account details.

Each and Every bank will be identified separately with this Swift Code.

3. What is the Purpose and features of Swift Code?

SWIFT code is generally used for International fund transfers.

For Example, If a person residing in the United States of America and wants to send money to their family members residing in Mumbai. Transferring money from the USA to India will become an International fund transfer and it can be completed using the SWIFT Code.

The key features of Swift Code are as follows:

1. The SWIFT code can have either 8 or 11 characters.

For instance, an 8-character SWIFT code looks like this: ABCDUS33. On the other hand, an 11-character SWIFT code with a branch extension would look like this: ABCDUS33XYZ.

2. The first four characters of the SWIFT code indicate the bank’s name. The following two characters indicate the country, and the last two characters identify the location of the bank’s primary office or headquarters.

3. In some cases, a three-character extension (XXX) can be added to specify a particular branch of the bank.

4. Format of SWIFT Code

The Swift Code Format is as follows:

1. Bank Code: First four letters of “BKID”, represent your Bank Name, that too in short form.

2. Country Code: The next two characters of “IN” represent the country in which the bank is located.

3. Location code: The next 2 characters of “BB”, can be anything either characters/numbers. It represents your Bank headquarters / Main office location.

4. Branch code: The last 3 digits will also identify your bank branch.

Eg: BKID-IN-BB-XXX

5. How do I find my BOI SWIFT code?

Reserve Bank of India (RBI) permits Bank branches to deal in Foreign Currency. If your Home Branch has authorization to do Foreign Currency Business, then, your BOI Branch will have Swift Code.

In Passbook

Your Bank Branch Swift can be found on the First Page of the BOI Passbook.

Through Mobile Banking / Internet Banking

SBI Swift code can also be found by logging into your Online Banking and by looking at your recent downloaded Bank statement. You can find Swift code at the Top of the Statement only.

7. Is MICR and SWIFT code same?

No.
MICR is a Magnetic Ink Recognition technology that is one of the foremost technologies that will be used for processing the Chequea faster. As initially cheques used to get processed manually which takes a lot of effort but MICR made it easier for the computers to process the information encoded in Cheques. Whereas, the SWIFT code is generally used for International fund transfers.

8. Is SWIFT code same as IFSC code?

No. IFSC (Indian Financial System Code) is used for domestic funds transfer within India. SWIFT (Society for Worldwide Interbank Financial Telecommunication) Code known as a BIC (Bank Identifier Code), is used for international funds transfers.

9. What happens if I use the Wrong SWIFT code?

In case you have used the Wrong SWIFT code for International transfer which does not exist, then, the receiving Bank will flag it and will reverse the Payment to the recipient.

you have used the Wrong SWIFT code for International transfer which does exist, Then, you should contact your Banc branch and initiate for Cancellation of the transaction immediately.

10. List of Swift Codes of Bank of India

No.Bank NameBranch NameCitySWIFT Code
1BANK OF INDIAAGRAAGRABKIDINBBAGA
2BANK OF INDIASSI AGRA BRANCHAGRABKIDINBBAGR
3BANK OF INDIAAHMEDABAD BRANCHAHMEDABADBKIDINBBAMB
4BANK OF INDIAAHMEDABAD LARGE CORPORATE BRANCHAHMEDABADBKIDINBBACB
5BANK OF INDIAAHMEDABAD MID CORPORATE BANKING BRANCHAHMEDABADBKIDINBBAMD
6BANK OF INDIAAHMEDABAD NRIAHMEDABADBKIDINBBANR
7BANK OF INDIAASHRAM ROADAHMEDABADBKIDINBBASM
8BANK OF INDIANAVRANGPURA BRANCHAHMEDABADBKIDINBBNAV
9BANK OF INDIAVATVA INDUSTRIAL ESTATEAHMEDABADBKIDINBBVTV
10BANK OF INDIAALLEPPYALAPUZHABKIDINBBALP
11BANK OF INDIAALIGARH SSIALIGARHBKIDINBBALI
12BANK OF INDIAALLAHABADALLAHABADBKIDINBBALB
13BANK OF INDIAAMBALA CANTT BRANCHAMBALABKIDINBBAMC
14BANK OF INDIAAMRISTAR BRANCHAMRITSARBKIDINBBASR
15BANK OF INDIAANAND NRIANANDBKIDINBBANI
16BANK OF INDIABANGALORE BRANCHBANGALOREBKIDINBBBGL
17BANK OF INDIABANGALORE MID CORPORATE BRANCHBANGALOREBKIDINBBBCB
18BANK OF INDIACANTONMENTBANGALOREBKIDINBBCAN
19BANK OF INDIAMALLESWARAMBANGALOREBKIDINBBMWM
20BANK OF INDIA BANGALOREBKIDINBBBLB
21BANK OF INDIASHAHAPUR BELGAUMBELGAUMBKIDINBBSPB
22BANK OF INDIABHADOHI BRANCHBHADOHIBKIDINBBBDH
23BANK OF INDIANAYA BAZAR BRANCHBHADOHIBKIDINBBNYB
24BANK OF INDIABHAVNAGARMAINBHAVNAGARBKIDINBBBVN
25BANK OF INDIABHILAI MID CORPORATE BANKING BRANCHBHILAI (MADHYA PRADESH)BKIDINBBBHI
26BANK OF INDIATATYA TOPE NAGARBHOPALBKIDINBBTTN
27BANK OF INDIABHUBANESHWARBHUBANESHWARBKIDINBBBBS
28BANK OF INDIAJAYADEV VIHAR MID CORP BRANCHBHUBANESHWARBKIDINBBJDV
29BANK OF INDIABHUJ NRIBHUJBKIDINBBBNR
30BANK OF INDIACHANDIGARH BRANCHCHANDIGARHBKIDINBBCHD
31BANK OF INDIACHANDIGARH MID CORPORATE BRANCHCHANDIGARHBKIDINBBCDC
32BANK OF INDIACHENNAI BULLION BANKING BRANCHCHENNAI (MADRAS)BKIDINBBCBU
33BANK OF INDIACHENNAI LARGE CORPORATE BRANCHCHENNAI (MADRAS)BKIDINBBCHB
34BANK OF INDIACHENNAI MAINCHENNAI (MADRAS)BKIDINBBCNM
35BANK OF INDIACHENNAI MID-CORPORATE BRCHENNAI (MADRAS)BKIDINBBCNC
36BANK OF INDIAMOUNT ROADCHENNAI (MADRAS)BKIDINBBMTR
37BANK OF INDIAOVERSEAS BRANCHCHENNAI (MADRAS)BKIDINBBMOS
38BANK OF INDIAPURASAWALKAMCHENNAI (MADRAS)BKIDINBBPKM
39BANK OF INDIASOWCARPETCHENNAI (MADRAS)BKIDINBBSOW
40BANK OF INDIATHEAGAROYANAGARCHENNAI (MADRAS)BKIDINBBTGN
41BANK OF INDIACOIMBATORE BRANCHCOIMBATOREBKIDINBBCOM
42BANK OF INDIACOIMBATORE MID CORPORATE BRANCHCOIMBATOREBKIDINBBCMC
43BANK OF INDIADEHRADUNDEHRADUNBKIDINBBDUN
44BANK OF INDIACHANDNI CHOWKDELHIBKIDINBBCHC
45BANK OF INDIAKAMLA NAGAR BRANCHDELHIBKIDINBBKML
46BANK OF INDIADEWAS BRANCHDEWASBKIDINBBDWS
47BANK OF INDIAERNAKULAM NRIERNAKULAMBKIDINBBENI
48BANK OF INDIAERNAKULAMERNAKULAMBKIDINBBEKM
49BANK OF INDIAM.G. ROAD ERNAKULAM BRANCHERNAKULAMBKIDINBBERN
50BANK OF INDIAFARIDABAD BRANCHFARIDABADBKIDINBBFRD
51BANK OF INDIAFARIDABAD MID CORPORATE BRANCHFARIDABADBKIDINBBFMC
52BANK OF INDIAFARIDABAD SSI BRANCHFARIDABADBKIDINBBFSI
53BANK OF INDIAGANDHIDHAM BRANCHGANDHIDHAMBKIDINBBGAD
54BANK OF INDIAGANDHINAGARGANDHINAGARBKIDINBBGAN
55BANK OF INDIAGHAZIABAD BRANCHGHAZIABADBKIDINBBGHZ
56BANK OF INDIAMAPUCA BRANCHGOABKIDINBBMPC
57BANK OF INDIAMARGAO BRANCHGOABKIDINBBMRG
58BANK OF INDIAPANAJIGOABKIDINBBPNJ
59BANK OF INDIAGONDIAGONDIABKIDINBBGON
60BANK OF INDIAGWALIORGWALIORBKIDINBBGWA
61BANK OF INDIAMGF PLAZA/GURGAON BRANCHHARYANABKIDINBBMGF
62BANK OF INDIAHAZIRAHAZIRABKIDINBBHZR
63BANK OF INDIAHYDERABAD BRANCHHYDERABADBKIDINBBHMB
64BANK OF INDIAHYDERABAD LARGE CORPORATE BRANCHHYDERABADBKIDINBBHLC
65BANK OF INDIAHYDERABAD MID CORPORATE BRANCHHYDERABADBKIDINBBHCB
66BANK OF INDIAKHAIRATABAD BRANCHHYDERABADBKIDINBBKHB
67BANK OF INDIAINDORE BRANCHINDOREBKIDINBBIDR
68BANK OF INDIAINDORE MCBINDOREBKIDINBBICB
69BANK OF INDIAPALASIAINDOREBKIDINBBPAL
70BANK OF INDIAJABALPURJABALPURBKIDINBBJBP
71BANK OF INDIAJAIPUR BRANCHJAIPURBKIDINBBJPR
72BANK OF INDIAJAIPUR MID CORPORATE BRANCHJAIPURBKIDINBBJMC
73BANK OF INDIAJOHRI BAZARJAIPURBKIDINBBJHB
74BANK OF INDIAJALANDHAR MID CORP BRANCHJALANDHARBKIDINBBJOS
75BANK OF INDIAJAMNAGARJAMNAGARBKIDINBBJMN
76BANK OF INDIAJAMSHEDPUR BRANCHJAMSHEDPURBKIDINBBJAM
77BANK OF INDIAJODHPUR BRANCHJODHPURBKIDINBBJOD
78BANK OF INDIAKAKINADAKAKINADABKIDINBBKKN
79BANK OF INDIAKANNAUJKANNAUJBKIDINBBKNJ
80BANK OF INDIAKANPUR BRANCHKANPURBKIDINBBKNP
81BANK OF INDIAKANPUR MID-CORPORATE BRANCHKANPURBKIDINBBKMC
82BANK OF INDIAKARUR SSIKARURBKIDINBBKAR
83BANK OF INDIACOCHINKOCHIBKIDINBBCHN
84BANK OF INDIAWILLINGDON ISLANDKOCHIBKIDINBBWIL
85BANK OF INDIAJHUMRITELAIYAKODERMABKIDINBBJMT
86BANK OF INDIAKOLHAPUR MAINKOLHAPURBKIDINBBKLP
87BANK OF INDIACALCUTTA LARGE CORPORATE BRANCHKOLKATA (CALCUTTA)BKIDINBBCCB
88BANK OF INDIAKOLKATA MID CORP BRANCHKOLKATA (CALCUTTA)BKIDINBBCOS
89BANK OF INDIAKOLKATA SME BRANCHKOLKATA (CALCUTTA)BKIDINBBCSM
90BANK OF INDIAQUILONKOLLAMBKIDINBBQLN
91BANK OF INDIAKOTTAYAMKOTTAYAMBKIDINBBKTM
92BANK OF INDIACALICUTKOZHIKODEBKIDINBBCLT
93BANK OF INDIALUCKNOW BRANCHLUCKNOWBKIDINBBLCK
94BANK OF INDIALUDHIANA BRANCH, MAINLUDHIANABKIDINBBLUD
95BANK OF INDIALUDHIANA SSILUDHIANABKIDINBBLSE
96BANK OF INDIAMODEL TOWN BRANCHLUDHIANABKIDINBBLDH
97BANK OF INDIAMADURAIMADURAIBKIDINBBMDU
98BANK OF INDIAMANGALOREMANGALOREBKIDINBBMGL
99BANK OF INDIAMEERUTMEERUTBKIDINBBMRT
100BANK OF INDIAMIRZAPURMIRZAPURBKIDINBBMIR
101BANK OF INDIASSI MORADABAD BRANCHMORADABADBKIDINBBMSI
102BANK OF INDIAMORVIMORBIBKIDINBBMOR
103BANK OF INDIAANDHERI WEST BRANCHMUMBAIBKIDINBBADH
104BANK OF INDIAANDHERI CORPORATE BANKING BRANCHMUMBAIBKIDINBBADC
105BANK OF INDIAANDHERI MID-CORPORATE BRMUMBAIBKIDINBBADM
106BANK OF INDIABALLARD ESTATE BRANCHMUMBAIBKIDINBBBLD
107BANK OF INDIABANDRA KURLA COMPLEXMUMBAIBKIDINBBBKC
108BANK OF INDIABULLION EXCHANGE BRANCHMUMBAIBKIDINBBBEX
109BANK OF INDIAC.P. TANK BRANCHMUMBAIBKIDINBBCPT
110BANK OF INDIACARD PRODUCTS DEPT. MUMBAIMUMBAIBKIDINBBCPD
111BANK OF INDIACHAKALA BRANCHMUMBAIBKIDINBBCHK
112BANK OF INDIACHEMBUR BRANCHMUMBAIBKIDINBBCHM
113BANK OF INDIACHURCHGATE BRANCHMUMBAIBKIDINBBCCG
114BANK OF INDIACUMBALLA HILL BRANCHMUMBAIBKIDINBBCMB
115BANK OF INDIAD.N. ROAD BRANCHMUMBAIBKIDINBBDNR
116BANK OF INDIADADAR WESTMUMBAIBKIDINBBDRW
117BANK OF INDIAELECTRIC HOUSEMUMBAIBKIDINBBELH
118BANK OF INDIAGHATKOPAR MID CORP BRANCHMUMBAIBKIDINBBGKW
119BANK OF INDIAGIRGAUMMUMBAIBKIDINBBGRM
120BANK OF INDIAKALBADEVI BRANCHMUMBAIBKIDINBBKAL
121BANK OF INDIAMAHALAXMI BRANCHMUMBAIBKIDINBBMHL
122BANK OF INDIAMAHIMMUMBAIBKIDINBBMHM
123BANK OF INDIAMALAD WEST BRANCHMUMBAIBKIDINBBMLD
124BANK OF INDIAMANDVI BRANCHMUMBAIBKIDINBBMDV
125BANK OF INDIAMUMBAI LARGE CORPORATEMUMBAIBKIDINBBMLC
126BANK OF INDIAMUMBAI MAIN BRANCHMUMBAIBKIDINBBBMB
127BANK OF INDIAMUMBAI MID CORPORATE BANKING BRANCHMUMBAIBKIDINBBMCB
128BANK OF INDIAMUMBAI NRI BRANCHMUMBAIBKIDINBBNRI
129BANK OF INDIANAPEAN SEA ROADMUMBAIBKIDINBBNSR
130BANK OF INDIANARIMAN POINT BRANCHMUMBAIBKIDINBBNRP
131BANK OF INDIANARIMAN POINT LARGE CORPORATE BRANCHMUMBAIBKIDINBBNLC
132BANK OF INDIANULL BAZAR BRANCHMUMBAIBKIDINBBNUL
133BANK OF INDIAOPERA HOUSE BRANCHMUMBAIBKIDINBBOPH
134BANK OF INDIAOVERSEAS BRANCHMUMBAIBKIDINBBBOS
135BANK OF INDIAPRARTHANA SAMAJMUMBAIBKIDINBBPRS
136BANK OF INDIARAMDAS NAYAK MARG BRANCHMUMBAIBKIDINBBRNM
137BANK OF INDIASAKI NAKA CORP. BANKING BR.MUMBAIBKIDINBBSKN
138BANK OF INDIASANTA CRUZ BRANCHMUMBAIBKIDINBBSCZ
139BANK OF INDIASEEPZ BRANCHMUMBAIBKIDINBBSPZ
140BANK OF INDIASION BRANCHMUMBAIBKIDINBBSIO
141BANK OF INDIATARDEO ROAD BRANCHMUMBAIBKIDINBBTAR
142BANK OF INDIATREASURY BRANCHMUMBAIBKIDINBBTRY
143BANK OF INDIATURBHE BRANCHMUMBAIBKIDINBBTRB
144BANK OF INDIAWADALA WESTMUMBAIBKIDINBBWDL
145BANK OF INDIAWORLI NAKAMUMBAIBKIDINBBWRN
146BANK OF INDIA MUMBAIBKIDINBB
147BANK OF INDIA MUMBAIBKIDINBBBDB
148BANK OF INDIANADIADNADIADBKIDINBBNDD
149BANK OF INDIANAGPUR CORPORATE BANKING BRANCHNAGPURBKIDINBBNCB
150BANK OF INDIANAGPURNAGPURBKIDINBBNAG
151BANK OF INDIANASIK MAIN BRANCHNASHIKBKIDINBBNAS
152BANK OF INDIANAVSARINAVSARIBKIDINBBNVS
153BANK OF INDIAASAF ALI ROAD BRANCHNEW DELHIBKIDINBBASF
154BANK OF INDIAC.G.O. COMPLEXNEW DELHIBKIDINBBCGO
155BANK OF INDIACONNAUGHT CIRCUS BRANCHNEW DELHIBKIDINBBCNT
156BANK OF INDIAGREATER KAILASH IINEW DELHIBKIDINBBGK2
157BANK OF INDIAJANPATH ROADNEW DELHIBKIDINBBJNP
158BANK OF INDIAKAROL BAGH BRANCHNEW DELHIBKIDINBBKLB
159BANK OF INDIAKHAN MARKET BRANCHNEW DELHIBKIDINBBKHM
160BANK OF INDIAKIRTI NAGAR BRANCHNEW DELHIBKIDINBBKRT
161BANK OF INDIALAJPAT NAGAR BRANCHNEW DELHIBKIDINBBLAJ
162BANK OF INDIALARGE CORPORATE BANKINGNEW DELHIBKIDINBBLCB
163BANK OF INDIAMAYAPURI INDUSTRIAL AREANEW DELHIBKIDINBBMIA
164BANK OF INDIANEHRU PLACE BRANCHNEW DELHIBKIDINBBNPL
165BANK OF INDIANEW DELHI CORPORATE BANKING BRANCHNEW DELHIBKIDINBBDCB
166BANK OF INDIANEW DELHI NRINEW DELHIBKIDINBBDNI
167BANK OF INDIANEW DELHI SSI BRANCHNEW DELHIBKIDINBBDSI
168BANK OF INDIAOKHLA INDUSTRIAL ESTATE BRANCHNEW DELHIBKIDINBBOKH
169BANK OF INDIAOVERSEAS BRANCHNEW DELHIBKIDINBBDOS
170BANK OF INDIAPARLIAMENT STREET BRANCHNEW DELHIBKIDINBBPLM
171BANK OF INDIASAFDARJUNG ENCLAVENEW DELHIBKIDINBBSFD
172BANK OF INDIANOIDA BRANCHNOIDABKIDINBBNOI
173BANK OF INDIANOIDA CORPORATE BANKING BRANCHNOIDABKIDINBBNOD
174BANK OF INDIACAMPAL BRANCHPANAJIBKIDINBBCAM
175BANK OF INDIAPANIPAT BRANCHPANIPATBKIDINBBPNP
176BANK OF INDIAPANIPAT SSIPANIPATBKIDINBBPSM
177BANK OF INDIAPATNAPATNABKIDINBBPAT
178BANK OF INDIAPHAGWARA BRANCHPHAGWARABKIDINBBPHW
179BANK OF INDIAPIMPRI BRANCHPIMPRIBKIDINBBPMP
180BANK OF INDIAPONDICHERRY BRANCHPONDICHERRYBKIDINBBPON
181BANK OF INDIAPORBANDARPORBANDARBKIDINBBPOR
182BANK OF INDIAKOREGAON PARKPUNEBKIDINBBKOR
183BANK OF INDIAPUNE BRANCHPUNEBKIDINBBPMB
184BANK OF INDIAPUNE INDUSTRIAL FINANCE BRANCHPUNEBKIDINBBPIF
185BANK OF INDIA PUNEBKIDINBBPLB
186BANK OF INDIARAIPUR BRANCHRAIPURBKIDINBBRAI
187BANK OF INDIARAIPUR MCBRAIPURBKIDINBBRCB
188BANK OF INDIARAJAPALAYAM BRANCHRAJAPALAYAMBKIDINBBRJP
189BANK OF INDIAKALAWAD ROADRAJKOTBKIDINBBKLD
190BANK OF INDIARAJKOT MAIN BRANCHRAJKOTBKIDINBBRAJ
191BANK OF INDIARANCHI MAINRANCHIBKIDINBBRMB
192BANK OF INDIARATNAGIRI MIRJOLE INDUSTRIAL ESTATE BRRATNAGIRIBKIDINBBRMI
193BANK OF INDIASAHARANPUR BRANCHSAHARANPURBKIDINBBSAH
194BANK OF INDIASALEMSALEMBKIDINBBSAL
195BANK OF INDIASECUNDERABAD BRANCHSECUNDERABADBKIDINBBSEC
196BANK OF INDIASUBHASH CHOWK BRANCHSOLAPURBKIDINBBSCB
197BANK OF INDIASURAT CORPORATE BANKING BRANCHSURATBKIDINBBSMD
198BANK OF INDIASURAT MAIN BRANCHSURATBKIDINBBSRT
199BANK OF INDIASRIPERUMBUDURTAMILNADUBKIDINBBSRP
200BANK OF INDIAPANCHPAKHADI BRANCHTHANEBKIDINBBPPD
201BANK OF INDIATHANE MID CORPORATE BANKING BRANCHTHANEBKIDINBBTMC
202BANK OF INDIATRIVANDRUM BRANCHTHIRUVANANTHAPURAMBKIDINBBTRV
203BANK OF INDIATIRUPPUR SSI BRANCHTIRUPPURBKIDINBBTPR
204BANK OF INDIATUTICORINTUTICORINBKIDINBBTUT
205BANK OF INDIAUDAIPURUDAIPURBKIDINBBUDP
206BANK OF INDIACOONOORUDHAGAMANDALAM(OOTY)BKIDINBBCNR
207BANK OF INDIAVADODARA CORPORATE BANKING BRANCHVADODARA (BARODA)BKIDINBBVCB
208BANK OF INDIAVADODARA MAIN BRANCHVADODARA (BARODA)BKIDINBBVAD
209BANK OF INDIAVAPI INDUSTRIAL ESTATEVAPIBKIDINBBVIE
210BANK OF INDIAVARANASI MAIN BRANCHVARANASIBKIDINBBVAR
211BANK OF INDIAVASCO-DA-GAMAVASCO DA-GAMABKIDINBBVAS
212BANK OF INDIAVISAKHAPATNAM MID CORPORATE BANKING BRANCHVISAKHAPATNAMBKIDINBBVOS
213BANK OF INDIAVISAKHAPATNAMVISAKHAPATNAMBKIDINBBVIP
List of Swift Codes of Bank of India

Thanks for Reading 🙂

Disclaimer: The materials provided herein are solely for information purposes. No attorney-client relationship is created when you access or use the site or the materials. The information presented on this site does not constitute legal or professional advice and should not be relied upon for such purposes or used as a substitute for legal advice from an attorney licensed in your state. We always suggest you to cross-check the above information twice before you make money transfers using SWIFT codes.

Also, every effort has been made to avoid errors or omissions in this material. In spite of this, errors may creep in. Any mistake, error, or discrepancy noted may be brought to our notice which shall be taken care of in the next edition. In no event, the author or the website shall be liable for any direct, indirect, special, or incidental damage resulting from or arising out of or in connection with the use of this information.

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